What you will see in this article
- How the property market works in Andorra
- What services does an estate agent in Andorra offer
- Types of real estate agencies in the Andorran market
- Areas of specialisation by agency
- Standard fees and charges
- What to ask before hiring
- Common mistakes when choosing an estate agent
- Next step
- Frequently asked questions
Finding the right estate agency in Andorra can make the difference between a successful purchase and months of frustration. With a property market that has grown steadily in recent years and more and more agencies operating in the Principality, knowing what to look for and what to ask is essential.
In this guide we explain how estate agencies in Andorra work, what services they offer, how much they charge and what criteria to use to choose the one that best suits your needs.
How the property market works in Andorra
The Andorran property market has unique characteristics that set it apart from Spain or France. With a small land area and limited property supply, demand remains high and prices are on a steady upward trend.
Characteristics of the Andorran market
The Principality is divided into seven parishes, each with its own personality and price range. The majority of transactions are concentrated in Andorra la Vella and Escaldes-Engordany, which account for a very significant part of the total market.
Unlike other countries, in Andorra there is no centralised MLS (Multiple Listing Service), which means that each estate agency works with its own portfolio of properties. This makes it especially important to choose an agency with access to the properties of interest.
Market volume
The average house price in Andorra has recorded notable year-on-year increases since 2023, with Andorra la Vella and Escaldes-Engordany being the most expensive parishes in the country. You can check the updated details in the article about flat prices in Andorra 2026.
What services does an estate agent in Andorra offer
Estate agents in Andorra offer services that go far beyond showing properties. Given that many buyers are foreigners, agencies usually offer a comprehensive service that includes legal and administrative aspects.
Basic services
- Property search: access to their property portfolio, organisation of viewings and negotiation with vendors. The agencies with the largest portfolios usually have between 30 and 100 active properties.
- Property valuation: professional valuation based on the current market, recent comparables and specific property features.
- Document management: preparation of deposit contracts, coordination with the notary's office and verification of charges or debts on the property.
- Signing assistance: attendance at the signing before a notary, explanation of documents and resolution of last-minute queries.
Premium services
Top-tier estate agents add tax advisory services (guidance on purchase and sale taxes and tax planning for non-residents), residency management (assistance with the active or passive residency process), after-sales service (utility management, recommendation of professionals for renovations) and, for investors, comprehensive rental management.
You can consult directly the properties available in Andorra.
Types of real estate agencies in the Andorran market
Not all estate agents in Andorra are the same. Depending on the needs of each buyer, one type or another will be more suitable.
Boutique estate agents
Small agencies, generally with fewer than 10 employees, offering a highly personalised service. They usually specialise in high-end properties or specific areas.
Advantages: direct dealing with the owner or director, in-depth knowledge of your niche, greater flexibility in negotiations. Disadvantages: more limited portfolio, lower operational capacity, may not cover all parishes. Ideal for: premium property buyers who value personal service and are in no hurry.
Generalist estate agents
Larger agencies with teams of 15-30 people covering the whole of Andorra and all price segments.
Advantages: extensive property portfolio, coverage across all parishes, specialised teams by property type. Disadvantages: less personal service, staff turnover, more standardised processes. Ideal for: buyers who want to see many options and compare different areas.
International estate agents
Multi-national franchises or networks operating in Andorra, typically focused on the luxury segment.
Advantages: international service standards, network of contacts for foreign buyers, international property marketing. Disadvantages: generally higher commissions, lower local market knowledge. Ideal for: international buyers who look for luxury properties and value a recognised brand.
Areas of specialisation by agency
Every parish in Andorra has its own market dynamics. Choosing an estate agent with experience in the area of interest is essential.
Andorra la Vella
The capital concentrates the highest volume of transactions. Practically all the estate agents in the country operate here. What to look for: agencies with a physical office in the capital and a wide portfolio of flats in the centre. The article about buy a flat in Andorra la Vella delve into this parish by neighbourhood.
Escaldes-Engordany
Considered the premium area of Andorra, with high-end properties near Caldea and the shopping centre. What to look for: luxury real estate agencies with experience in high-end new builds.
La Massana
Parish geared more towards families and nature lovers, with direct access to Vallnord. What to look for: agencies with knowledge of the market for detached houses and single-family properties. The article about buy a house in La Massana detail what to check in this area.
Canillo and Encamp
Areas near Grandvalira, popular with skiers and long-term rental investors. What to look for: estate agents with experience in rental management in mountain areas.
Ordino and Sant Julià de Lòria
Quieter and more traditional parishes, ideal for those seeking privacy. Sant Julià has the advantage of its proximity to Spain. What to look for: local agencies with roots in these communities.
You can explore the 7 parishes of Andorra to compare the offer of each one.
Standard fees and charges
Understanding the commission structure helps to negotiate better and avoid surprises.
Standard commission
In Andorra, the standard estate agent’s commission is between 3% and 5% of the sale price. This commission is usually paid by the seller, although this may vary depending on the agreement.
| Selling price | Committee 3% | 5% Committee |
|---|---|---|
| 300.000 € | 9.000 € | 15.000 € |
| 500.000 € | 15.000 € | 25.000 € |
| 800.000 € | 24.000 € | 40.000 € |
| 1.000.000 € | 30.000 € | 50.000 € |
Additional expenses to consider
In addition to the estate agent’s commission, the buyer must take into account the property transfer tax (4% of the purchase price for second-hand properties), the notary’s fees (between 0.1% and 0.3% of the price), land registry fees (approximately 0.1% of the value) and, optionally, administrative fees (€500–1,500). The approximate total costs for a resident amount to between 4.5% and 5% of the purchase price.
ITP exemption for residents
Residents in Andorra who buy their first main home can be exempt from ITP up to certain price thresholds and under specific conditions (use as a main residence, minimum maintenance period, income limits). It is advisable to confirm these specific requirements with a tax adviser or at the Government of Andorra.
The tax on foreign real estate investment doubled with the entry into force of the Law on the continuity and consolidation of measures for sustainable growth (“Omnibus II Law”), on 13 February 2026, amending Law 3/2024.
Additional costs for foreigners
If you are a foreigner or a resident who cannot prove at least 3 years of effective residence in Andorra during the last 10 years, you must add the Foreign Real Estate Investment Tax (Impost sobre la Inversió Estrangera Immobiliària):
| Type of procurement | Current tax rate |
|---|---|
| Main residence | 6% |
| Second home | 10% |
Rates in force from 13 February 2026 (previously 3% and 5%). Always check the latest version at the Legal Portal of Andorra.
Example For a purchase of €500,000, a foreigner buying a first home would pay an additional €30,000 (6%) on this tax alone, plus the ITP of 4% (€20,000). Approximate total cost for foreign buyers: around 10.5% of the purchase price for a first home, and up to 14.5% for a second home.
Purchase limits (from April 2025): foreign investors may only acquire a maximum of 2 flats/apartments (with up to 3 parking spaces and 3 storage rooms each), or 1 detached house or plot of land to build one. They cannot purchase properties for tourist/holiday use or for speculative resale. The tax relief only applies if the property is used for affordable regular residential rental for a minimum of 10 years; market-rate rental does not entitle the buyer to this relief.
Can the commission be negotiated?
Yes, especially in high-value properties (over €800,000), quick transactions where the vendor is in a hurry, clients who purchase multiple properties, or when buyer and vendor use the same agency.
What to ask before hiring
About the agency
- How many years have you been operating in Andorra? Look for agencies with at least 5 years in the market.
- How many properties do you currently have on your books? An active agency should have between 30 and 100 properties.
- Do you have any exclusive properties? This usually indicates a relationship of trust with the owners.
- Who will be my assigned agent? Knowing the direct point of contact is important for communication.
About the process
- What is your search process? It must include a needs analysis before showing properties at random.
- What checks do you carry out on the properties? You must confirm charges, community debts and the legal status.
- Do you offer tax advice? Especially important for foreigners.
- Do you help with the residency process? It can save a lot of time if you are coming from outside Andorra.
On current legislation
Are you familiar with the foreign investment tax and its updated rates? Are you up to date on the Omnibus Law (the limit of 2 properties for foreigners, the ban on tourist use, the definition of “foreign investor” based on years of residency)? A reputable agency should be able to explain these points without hesitation.
Overcosts
What is your commission and who pays it? Are there any additional costs for services such as translations or specific administrative tasks? Clarifying this from the outset avoids misunderstandings.
Common mistakes when choosing an estate agent
Hiring the cheapest estate agent can turn out expensive: they may dedicate fewer resources to the search or not offer legal verification. Evaluate the total value of the service, not just the commission.
An estate agency that is an expert in central flats might not be the best option for a detached house on the outskirts. Ask specifically about their experience with the type of property and area you are interested in.
Working with 5 or 6 estate agents simultaneously is usually counterproductive: duplicated information and less negotiating power. Select a maximum of 2-3 agencies.
A professional agency will have no problem providing contacts of previous clients. Ask for at least 2-3 references before committing.
If an estate agent takes days to respond during the initial process, imagine what they will be like when problems arise during the purchase. Assess their responsiveness from the very first contact.
Looking for property in Andorra?
At Versus Andorra we know every parish, every street and every market opportunity. You can view all available properties o speak to an advisor No obligation.
Legal notice: This article is for information purposes only and does not constitute legal, tax or financial advice. Pricing data is indicative and may be subject to change. Andorran legislation on foreign investment has been amended several times since 2024 and is subject to further changes. We recommend consulting specialised professionals before making any property investment decisions in Andorra.
Frequently asked questions on how to choose an estate agent in Andorra
Is it compulsory to use an estate agent to buy in Andorra?
It is not legally compulsory, but it is highly recommended. The Andorran market has particularities (language, residency regulations, tax system) that make it very difficult to navigate without professional help, especially for foreign buyers.
How much does an estate agent charge in Andorra?
The standard commission ranges from 3% to 5% of the sale price, and is usually payable by the seller. For a property worth €500,000, this amounts to between €15,000 and €25,000. Foreign buyers must also take into account the foreign investment tax (6% on a first home, 10% on a second home from February 2026), which brings the total purchase costs to between 10.5% and 14.5% of the price.
How do I know if a real estate agency in Andorra is reliable?
Check their market longevity (minimum of 5 years recommended), ask for references from previous clients, check that they have a physical office in Andorra and make sure they are registered as a company in the Principality. Google reviews can also provide useful clues.
